huntington bank board of directors


Chair of the Executive Committee. Thorough reviews have been conducted to assure this data accurately reflects disclosures. Molina earned his undergraduate degree from California State University, Long Beach and his M.D. COLUMBUS, Ohio, June 9, 2021 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN; "Huntington") today announced it has closed its merger with TCF Financial Corporation ("TCF"), creating a Top 25 U.S. bank holding company. Directors are selected to represent a cross-section of the Seventh District economy, including consumers, industry, agriculture, the service sector, labor and commercial banks of various sizes. P. W Huntington founded this bank in 1866. A native of Shanghai, she is president of Richard Ney & Associates Asset Management Inc. A longtime Huntington supporter, Ney has been actively involved in the Chinese Garden and the Art Museum. Both Huntington and TCF customers will continue to bank as they normally do at their existing branches. Market Data powered by Board of directors Kirkland H. Donald Chairman Of The Board Christopher D. Kastner President And Chief Executive Officer Augustus Leon Collins Major General, U.s. Army (Ret.) Member of the Audit Committee. The Huntington Library, Art Museum, and Botanical Gardens, a collections-based research and educational institution, aspires to be a welcoming place of engagement and reflection for a diverse community. Transponder:Ku Digital 10 Ch.C(9Mhz), Window:9 a.m.-1 p.m. EST on Saturday, Nov. 19. bank's board of directors to ensure a bank is soundly managed involve reasonable business judgment and competence and sufcient time to become informed about the bank's affairs. "Columbus, Detroit, and the Twin Cities are all very important markets for the future of Huntington. Jaynie has deep community connections and is a servant of many local, worthy causes. Huntington Bank Board N-1 Chairman & CEO Stephen Steinour Move Lead Director David Porteous Move Director Lizabeth Ardisana Move Director Alanna Cotton Move Director Tanny Crane Move Director Robert Cubbin Move Director Gina France Move Director Michael Hochschwender Move Director Richard King Move Director Katherine Kline Move Director Richard Neu Insurance products are nondeposit investment products. We want a broad senior management presence, not only to lead our efforts with colleagues and support our customers, but also to strengthen the communities we serve," Steinour said. How do I file a complaint with Huntington Bank? Name/Title Current Board Membership; Stacy C. Kymes President, CEO, COO & Director: For its 2021 fiscal year, HUNTINGTON BANCSHARES, listed the following board members on its annual proxy statement to the SEC. TCF customer accounts will be converted to Huntingtons systems in the fourth quarter, and TCF customers will receive detailed information about the pending account conversions in the coming weeks. 15 minutes unless otherwise indicated (view Supporting executives and their teams. Retired President And Ceo Of Centrus Energy Corp. Former Chief Financial Officer, Rjr Nabisco, Inc. Visitor information: huntington.org or 626-405-2100. To complain about credit or debit card transactions or ATMs, you must contact Huntington Bank. They are Christine Bender, J. Mario Molina, and Mei-Lee Ney. The proxy statement includes footnotes and explanations of this information plus other information that is pertinent in assessing the overall value and appropriateness of the compensation information. So keep reading! Coronavirus Tips Working and Protection, For its 2021 fiscal year, HUNTINGTON BANCSHARES, listed the following executives on its annual proxy statement to the SEC. Meet the Team. Li, and Wendy Munger. HUNTINGTON BANCSHARES income statements for executive base pay and bonus are filed yearly with the SEC in the edgar filing system. "The S.W.A.G. KeyBank's leadership team works hard to fulfill its vision of financial wellness for our clients and businesses, working tirelessly to help you thrive. The President of the Huntington University Foundation, the President of the Alumni Association of Huntington University and the . Your Company Administrator is the only individual able to reset your password. The headquarters for the Commercial Bank is in Detroit; Columbus remains the headquarters for the holding company and the Consumer Bank. Huntington does not assume any obligation to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. And Ceo Of Minact Inc. Leo Denault Executive Chair and Former CEO of Entergy Corporation Victoria D. Harker Executive Vice President And Chief Financial Officer, Tegna Joseph Mario Molina Former TCF common stock shareholders who received Huntington common shares in the merger and who continue to own those shares through the June 17, 2021 record date, will receive Huntingtons previously announced dividend of $0.15 per common share payable on July 1, 2021. TCF customer accounts will be converted to Huntington's systems in the fourth quarter, and TCF customers will receive detailed information about the pending account conversions in the coming weeks. Since 2013, loan facilities committed under Fast Track totaled $1.7 billion, representing 104 loan facilities. At The Huntington, she serves on the Art, Board Membership, Society of Fellows Membership, and Botanical Committees of the Board of Governors. The Board also declared and set aside a quarterly cash dividend on its newly created Huntington Series I preferred stock of $356.25 per share (equivalent to $0.35625 per depositary share) payable September 1, 2021, to holders of record on August 15, 2021. Chairman, Fluence Energy, Inc. Vice Chairman, Americas, JLL. All Rights Reserved. . Banking June 09, 2021 08:00 AM Huntington Bank completes acquisition of TCF Nick Manes Combined lender to be a top 25 U.S. bank Detroit to be base of operations for commercial lending Gary. Steinour says, Columbus, Detroit, and the Twin Cities are all very important markets for the future of Huntington. PICTURED IN PHOTO ABOVE: Huntington Hospital's Board of Directors - Back row, from left: Rosemary Simmons, Ellen Lee, Stephen A. Ralph (retired), Christopher G. Hedley, MD, Brandon Lew, DO, Harry Bowles, MD, Paul Johnson, Akila Gibbs, Wayne Brandt, Elizabeth Graham Olson, James Shankwiler, MD, Robert Y. Yu, Louise Henry Bryson, Michelle Quinones Email: ccare@firstfedindiana.bank. Its what weve been doing for over 130 years, and today were doing it in more ways than ever before. If you're anything like us, you owe a lot of your success to the support of your local community. Molina served as CEO of Molina Healthcare, the Long Beach-based health plan operator and healthcare services company, from 1996 through 2017. You may also find the annual proxy statement by going directly to the company's website. In fiscal year 2021, Fast Track loan facilities totaled $106.4 million and comprising 21.4 percent of total WCGP authorizations. Jeffrey L. Tate, Executive Vice President and Chief Financial Officer, Leggett & Platt; and Gary Torgow, Chairman of the Board of Directors, The Huntington National Bank. The information about them is listed below: Lizabeth Ardisana - CEO & Owner, ASG Renaissance LLC Alanna Cotton - Chief Business Officer and President, Ferrero North America Board of Directors | The Timken Company Board of Directors NYSE: TKR 65.06 $ (0.28) Wed 24 Aug 2022 9:57 ET Loading . HUNTINGTON BANCSHARES annual reports of executive compensation and pay are most commonly found in the Def 14a documents. , Human Resources and Compensation Committee Charter, Financial Code Of Ethics For Chief Executive Officer And Senior Financial Officers, Investor Relations Public Disclosure and Access Policy, Huntington Bancshares Inc. Christine M. Cumming. Note: The six minute video that begins the ceremonial keel laying for Arkansas (SSN 800) includes copyrighted materials from HII/Newport News Shipbuilding and others. Cision Distribution 888-776-0942 Learn more about each of our board members. Visit Huntington Beach. The Huntington National Bank is an Equal Housing Lender and Member FDIC. ST. JOSEPH PRACTICE ON FORBES BEST-IN-STATE WEALTH MANAGEMENT TEAMS LIST, Discover Falatics Meat Market Fresh-Cut and Specialty Options, Knowing You Can Fly Anywhere in the World From SBN, Happy Starts Here!, End of expanded SNAP benefits may push Black, Latino communities into poverty: Study. The loans must meet EXIMs standard underwriting criteria. Executive Vice President and Chief Information Officer, The Clearing House Association. Mar 04, 2019, 15:00 ET. Sell to Foreign Customers on Credit Terms, Environmental or Social Impact Questions or Concerns, Environmental and Social Project Information and Concerns. Chairman and Chief Executive Officer of Citizens Financial Group, Inc. If negligence is involved, a director may be personally liable. Contacts "Huntington is privileged to add these five directors with their unique skillsets and impressive experience to our Board. Mr. Liu has over 31 years of experience in the financial services industry. Director, Comfort Systems USA. Jennifer Cassidy Vice President Market Manager Peoples United Bank Read My Bio. Seth Marshall. 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The estimated base pay is $176,764 per year. Since 1992, EXIM has generated more than $9 billion for the U.S. Treasury for repayment of overall U.S. debt. You may retrieve the full proxy statement by going to the Securities and Exchange Commission (SEC) website at www.sec.gov and entering the company's name and then looking in the first column for an entry of "Form DEF 14A" (or any similar code). delay times for all exchanges). Each share of 5.70% Series C Non-Cumulative Perpetual Preferred Stock, no par value, of TCF ("TCF series C preferred stock") was converted into the right to receive a share of 5.70% Non-Cumulative Perpetual Preferred Stock Series I, par value $0.01 per share, of Huntington ("Huntington Series I preferred stock") at the effective time of the merger. Town of Huntington. First Federal Savings Bank. Mark passionately leads the pursuit of the Company's purpose: Feeding Connections That Help Us Thrive - Life Tastes Better Together. View Full Bio. SAN MARINO, Calif. The Huntington Library, Art Museum, and Botanical Gardens announces the addition of three new members to its Board of Trustees. He is a member of the Primary Bank's Board of Directors and serves at CEO and President since the bank's inception in 2015. Our Board is comprised of a deeply engaged, diverse group of directors with a shared vision and shared values. With the retirement of chair Loren Rothschild, Trustee Gregory A. Pieschala has been named chair. However for a complete and definitive understanding of the pay practices of any company, users should refer directly to the actual, complete proxy statement. All Rights Reserved. Mei-Lee Ney has been a member of the Board of Governors since 2018. We are committed to delivering top quartile financial performance to our shareholders and continuing to support all of our stakeholders.. . The Board of Directors has appointed Jeffrey M. Ettinger as Lead Director. Nicole Llido, Director of IT and Visitor & Partner Services Visit . The combination also marks Huntington's entrance into attractive markets in Minnesota and Colorado, as well as new businesses, including inventory finance lending. All proxy statements are public filings made available to the general public by the SEC. It is responsible for the governance of the Huntington Enterprise, which includes Huntington Hospital and its quality, strategy and finances. Huntington now operates more than 1,100 total branches1. Hiring and firing of senior executives (especially the CEO) Establishing compensation for executives. So in todays guide, we will present details about Huntington bank. Group Head, North American Personal Banking & U.S. Business Banking - BMO Harris Bank. Terms of Use. Differences, Functions & Top Headquarters, Airbnb Corporate Office, Phone Number & Email Address, KFC Headquarters, Phone Number & Email Address, Dollar Tree Corporate Office, Phone Number & Email Address, Netflix Corporate Office, Phone Number & Email Address, Macys INC Corporate Office Headquarters, Phone No, & CEO Email, 41 S. High Street, Columbus, Ohio 43215, US, (800) 480 2265(Daily 7:00 AM 7:00 PM ET), President, Chairman & Chief Executive Officer, Chief Risk Officer, Senior Executive Vice President, Executive Vice President, & Chief Equity, Diversity, Inclusion & Culture Officer, Chief Technology & Operations Officer, Senior Executive Vice President, Senior (EVP) Executive Vice President, Chair for Minnesota & Colorado and Head of Corporate Ventures, Senior EVP, Regional Banking Director and Private Client Group and Chair of Michigan, General Counsel and Senior Executive Vice President, President and Senior EVP, Consumer & Business Banking, Executive Vice President (EVP), Chief Credit Officer, Senior Executive Vice President (EVP), Chief Communications & Marketing Officer, Senior Executive Vice President (EVP), Chief Human Resources Officer, Senior Executive Vice President (EVP), Chief Financial Officer, Executive Vice President (EVP) & Chief Auditor, Investments, Home & Personal Lending, Wealth Management, Northern Michigan & Great Lakes Bay Region, Ohio Valley & Western Pennsylvania Region, 7 Easton Oval EA2E85, Columbus, OH 43219, Monday Friday: (8:00 AM 5:00 PM)Saturday & Sunday: Closed, Lizabeth Ardisana CEO & Owner, ASG Renaissance LLC, Alanna Cotton Chief Business Officer and President, Ferrero North America, Robert S. Cubbin Retired CEO & President, Meadowbrook Insurance Group, Ann Tanny B. Crane CEO & President, Crane Group Company, J. Michael Hochschwender CEO, The Smithers Group, Gina D. France CEO & President, France Strategic Partners LLC, Katherine M.A. The Federal Reserve Bank of Chicago Board has nine members. Our environmental, social, and governance initiatives incorporate our purpose, vision, and values. The deal is complete and new signs will be ordered asHuntington Bancshares Incorporated today has announced they have closed the merger with TCF Financial Corporation, creating a Top 25 U.S. bank holding company. Prior to that, he served as Chief Risk Officer for the U.S. Department of Treasury from 2014 to 2019. My current focus is Commercial Lending for . TCF shareholders will receive cash in lieu of fractional shares, in accordance with the merger agreement. David L. Porteous Lead Director, Huntington Bancshares Incorporated; Attorney, McCurdy Wotila & Porteous, P.C. She also serves on the board of Huntington Hospital, as well as chair of the board of trustees of Otis College of Art and Design, where she has focused on issues of diversity, equity, and inclusion. While at McKinsey, Pieschala was asked to work with The Huntington, pro bono, on strategic planning. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. We also look forward to strengthening our community impact through the combined bank, and adds, This is a significant step forward for Huntington in our vision to build the leading People-First, Digitally Powered bank in the nation.. Lending products are subject to credit application and approval. Other members include Andrew Barth, Simon K.C. Judith is an independent Director of the Board of Directors of Signature Bank and the. The Huntington is a more complex institution than it was at its founding, when Board membership was set at five. The Export-Import Bank of the United States (EXIM) is the nations official export credit agency with the mission of supporting American jobs by facilitating U.S. exports. Caution regarding Forward-Looking StatementsThis communication may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the transaction, the plans, objectives, expectations and intentions of Huntington, and other statements that are not historical facts. 15 minutes unless otherwise indicated (view Browse Board of Directors By First Name A B C D E Jeffrey L. Tate, Executive Vice President and Chief Financial Officer, Leggett & Platt; and Gary Torgow, Chairman of the Board of Directors, The Huntington National Bank. QuoteMedia. Trustees are elected by the Board and members of the Higher Education Leadership Team of the Church of the United Brethren in Christ, USA. Sign up today and receive company updates straight to your inbox. Also, proxies must disclose specific detailed information regarding the pay practices for certain executives. Susan Turner-Lowe, 626-405-2147, sturner@huntington.org Maintaining company resources. The Board, whose members share fiduciary responsibility for the institution and final decision-making on major matters, was recently expanded from five to seven members after 100 years. Term Expires: 12/31/2019. Each share of 5.70% Series C Non-Cumulative Perpetual Preferred Stock, no par value, of TCF (TCF series C preferred stock) was converted into the right to receive a share of 5.70% Non-Cumulative Perpetual Preferred Stock Series I, par value $0.01 per share, of Huntington (Huntington Series I preferred stock) at the effective time of the merger. To advance American competitiveness and assist U.S. businesses as they compete for global sales, EXIM offers financing includingexport credit insurance,working capital guarantees, loan guarantees, and direct loans. Market Data copyright 2023 QuoteMedia. Board Of Directors. Executive Leadership Team. Director, Women 50/50, Women Board of Education. TikTok faces bans in US and other countries. Member Since: 01/01/2016. RT=Real-Time, EOD=End of Day, Richard "Rich" Pohle. Board of Directors Officers Committee Composition Governance Documents Corporate Social Responsibility Expand All Copyright 2022, Powered By Q4 Inc. Resources Financial News Earnings & SEC Filings Events & Presentations The combination positions Huntington for enhanced profitability and scale, revenue growth opportunities, significant cost synergies, and a strengthened market position, all driving increased long-term shareholder value. The resulting report was a watershed moment for the institution, putting in place a framework for securing The Huntingtons financial underpinnings through more robust audience engagement and more dynamic programming and outreach. Nondeposit investment products are not FDIC insured, not bank guaranteed, not insured by any government entity and are subject to investment risk including the possible loss of the principal amount . Vice Chairman, West Point Association of Graduates Board of Directors. Board of Directors. The respon- BOSTON, MA, October 30, 2020 - Eastern Bank, a provider of banking, insurance and investment products and services, announced today that Nancy Huntington Stager will be moving full-time into her role as President and Chief Executive Officer of the Eastern Bank Charitable Foundation, while remaining on Eastern's Management Committee, and Kathleen He is a member of the Board of Directors of ZIPCORP, as well as serves as Chairman of Classic Zippo (Beijing) Commercial Co., Ltd. and Zippo Asia, Ltd. Additionally, he serves as President and Director of Zippo International Inc. Mr. Paup has been a member of Northwest Bank's McKean County Advisory Board since 2010. 1898 1930 1990 2006 & 2016 Today Today Those will now become Huntington properties. Alexis Blue - Director Iggy Fernandez - Director Angela Hormann - Director | Parkview Huntington Hospital - Manager Donna Hutchens - Director | Huntington North High School - Teacher Angela Hormann - Director | Parkview Huntington Hospital - Manager, Rehab and Wellness Deborah Lemar - Director Seth Marshall - Director | PNC The board is also tasked with a number of other responsibilities, including the following: Creating dividend policies. Wallmine is a radically better financial terminal. Brian Reed President and CEO Dawn Ross Managing Partner at Carle, Mackie, Power & Ross LLP Nicholas J. Rado President, Rado Consulting Services Todd R. Fry Chief Accounting Officer, Installed Building Products, Inc. Josh C. Cox, Jr Banking Consultant, Josh Cox & Associates Sharon Wright Governmental Relations and Public Affairs Consultant Stock Information; Analyst Coverage . RBC Capital Markets Global Financial Institutions Conference, 2023 Bank of America Financial Services Conference Presentation. Huntington Hospital. Mei-Lee Ney Paulette Fischer, General Manager The Waterfront Beach Resort, a Hilton Hotel . EXIM Headquarters811 Vermont Ave, NWWashington, DC 20571, Office of Communications 202-730-6639/202-993-0409, EXIM Export-Import Bank of the United States, Export-Import Bank of the United States Board of Directors Unanimously Approves Fast Track Status for Huntington National Bank, China & Transformational Exports Program (CTEP). Brian King. NYSE: ECL 159.64 +1.45 (+0.92%) February 22, 2023 11:50 AM 20 minutes minimum delay. Executive Committee: Brock Zehr, Chair; Todd Latta, Chair . The combined company has approximately $175 billion in assets, $142 billion in deposits, and $116 billion in loans based on March 31, 2021, balances. You will get every service here if you need banking, borrowing, insurance, mortgage, investments, or online banking services. Sit, Chief Executive Officer, Global Chief Investment Officer and Director, Sit Investment Associates; Jeffrey L. Tate, Executive Vice President and Chief Financial Officer, Leggett & Platt; and. The combination positions Huntington for enhanced profitability and scale, revenue growth opportunities, significant cost synergies, and a strengthened market position, all driving increased long-term shareholder value. Nicole Thompson Former Branch Manager, First Bank Board Title: Chief Financial Officer Seat: Individual-at-large. Market Data copyright 2023 QuoteMedia. The report also strongly suggested that The Huntington beef up its emphasis on K-12 education; today, the institution serves tens of thousands of school children and their teachers each year both on-site and online. Mr. Taiclet has served as President and CEO since June 2020 and as a director on the Board since January 2018. Huntington County Chamber of Commerce Board of Directors for 2023. from the University of Southern California. Pierce, a senior executive vice president at the bank and the. We want you to have a great experience while you're here. RT=Real-Time, EOD=End of Day, 2021 Board of Directors. Directors ultimately are responsible for the soundness of the bank. Governance . Eight banks currently have Fast Track status with EXIM: Bank of America, Citibank, Comerica Bank, HSBC, JPMorgan Chase Bank, PNC Bank, Wells Fargo Bank, and Zions Bancorporation. 1 WesBanco Insurance Services, Inc. is licensed in the states of Florida, Indiana, Kentucky, Maryland, Ohio, Pennsylvania and West Virginia. Market Data powered by Originally from upstate New York, Bender received her BA from Wellesley College and her JD from Harvard Law School. Board Of Directors Of Huntington Bank A talented Board of Directors directs the operational activities of Huntington Bank. Learn more atwww.exim.gov. The hospital board is comprised professionals in financial, marketing and non-profit industries as well as community leaders. The Board also declared and set aside a quarterly cash dividend on its newly created Huntington Series I preferred stock of $356.25 per share (equivalent to $0.35625 per depositary share) payable September 1, 2021, to holders of record on August 15, 2021. Board of Directors KennethPhelan Kenneth J. Phelan Senior Advisor, Oliver Wyman Inc. For its 2021 fiscal year, HUNTINGTON BANCSHARES, listed the following CEO pay ratio data on its annual proxy statement to the SEC. Private Client Group & Regional Banking Director and Chair of Michigan. View Bio. Christine Bender has been a member of The Huntingtons Board of Governors since 2014. The Huntington logo, Huntington,The Huntington logoHuntington.Welcome. and Huntington Heads Up are federally registered service marks of Huntington Bancshares Incorporated. 1108 Third Avenue | Suite 300 | Huntington, WV | 25701 | p 304.525.5131 | chamber@huntingtonchamber.org Serving the business community for more than 130 years. Judith Huntington was named to the WomenInc.'s 2019 Most Influential Corporate Directors list. The Fast Track program was established in 2006 and has contributed to the growth of the WCGP since its inception. Vice President & Investment Advisor for Wealth Management. They are community members with varied and renowned professional experience who lend their expertise to ensure we reach our vision of creating community well-being through world-class healthcare, delivered with kindness and dignity. Bender is a longtime art docent at The Huntington, is vice-chair of the Board Membership Committee and chairs the Fellows Membership Committee; she was also a founding member of the Diversity, Equity, and Inclusion working group that has since evolved into the Diversity, Equity, and Inclusion staff committee. Huntington Now Top 25 U.S. Bank Holding Company. Background about the Board of Directors of the Federal Reserve Bank of Chicago. Total Cash Compensation information is comprised of yearly Base Pay and Bonuses. The Board of Directors of First Federal Savings Bank currently has six members. We are a company focused on people with a service-oriented heart. Board Members James D. Taiclet Chairman, President and Chief Executive Officer Lockheed Martin Corporation Chairman since March 2021 Chairman, President and Chief Executive Officer of Lockheed Martin Corporation. 2022 Huntington Ingalls Industries/All Rights Reserved, 4101 Washington Ave Newport News, VA 23607, 1000 Jerry St. Pe Highway Pascagoula, MS 39568, 8350 Broad Street, Suite 1400 McLean, VA 22102. Credential: Representing the City Council of Huntington. Gary Torgow, Chairman of the Board of Directors, The Huntington National Bank. The information about them is listed below: Huntington requests you to contact at the following email address for any news media inquiries: For Customers Who Want to Contact Outside of the US. Such statements are subject to numerous assumptions, risks, and uncertainties. Our mission is simple: build a healthier community. Other Compensation covers all compensation-like awards that don't fit in any of these other standard categories. Gregory A. Pieschala, Chair We also look forward to strengthening our community impact through the combined bank," said Stephen D. Steinour, chairman, president and CEO of Huntington. Political Action Committee (HBI-PAC): Contribution Report, Community Reinvestment Act Home Mortgage Disclosure Act. Creating options policies. The combined company has approximately $175 billion in assets, $142 billion in deposits, and $116 billion in loans based on March 31, 2021, balances. . Huntington National Bank has been a strong partner for Americas exporters and has delivered on commitments to small businesses and minority- and women-owned businesses, said EXIM President and Chair Reta Jo Lewis. Huntington now operates more than 1,100 total branches. "Huntington is. Huntington customers will not be impacted by the conversion. In addition, the president-elect of the hospitals medical staff serves as an honorary, non-voting member of the board. While there is no assurance that any list of risks and uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward-looking statements: changes in general economic, political, or industry conditions; the magnitude and duration of the COVID-19 pandemic and its impact on the global economy and financial market conditions and our business, results of operations, and financial condition; uncertainty in U.S. fiscal and monetary policy, including the interest rate policies of the Federal Reserve Board; volatility and disruptions in global capital and credit markets; movements in interest rates; reform of LIBOR; competitive pressures on product pricing and services; success, impact, and timing of our business strategies, including market acceptance of any new products or services including those implementing our "Fair Play" banking philosophy; the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations, including those related to the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Basel III regulatory capital reforms, as well as those involving the OCC, Federal Reserve, FDIC, and CFPB; the possibility that the anticipated benefits of the transaction are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where Huntington does business; the possibility that the proposed branch divestiture will not close when expected or at all because required regulatory approvals are not received or other conditions to the closing are not satisfied on a timely basis or at all; the possibility that the branch divestiture may be more expensive to complete than anticipated, including as a result of unexpected factors or events; diversion of management's attention from ongoing business operations and opportunities; potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the branch divestiture; and other factors that may affect the future results of Huntington.

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